How to Find the Right Lender — And Why It Matters in Today’s Market

So what does a lender actually do?

A lender:

• Reviews your credit, income, and assets
• Determines how much you can borrow (and what loan programs fit you best)
• Issues a pre-approval letter that you’ll include with offers
• Manages the financing process all the way through closing

But beyond that, the right lender will:

• Communicate clearly and quickly (especially with your agent and the seller’s side)

Offer competitive rates and options

• Move fast when time is of the essence

How to Get Started:

• Talk with me first – I’ll help you assess your timeline, goals, and financial comfort zone.
• Get pre-approved – I can recommend several trusted lenders who not only have stellar reputations, but also know how to perform in our market.
• Know your numbers – We’ll work together to make sure your pre-approval matches the areas and price points where you’ll be most competitive.
• Be ready to move fast – Homes in some areas are still getting multiple offers within days. Having your financing squared away gives you a strong edge.

Need a recommendation?

I work closely with a network of top-performing lenders who consistently deliver great service, smart options, and fast results. I’m happy to connect you based on your needs and situation.